Cover the costs your family shouldn't have to, in about 60 seconds.
A funeral in Canada regularly runs into five figures. Answer a few quick questions and find out what cover you qualify for. No medical exam, and nothing to pay to find out where you stand.
- No medical exam
- Licensed Canadian advisors
- Free, no obligation
Which province do you live in?
Coverage and rates vary by province, so this is where we start.
Not listed? We aren't able to help in Quebec, Newfoundland and Labrador, Prince Edward Island, or the territories right now.
How much coverage are you looking for?
A rough number is fine. You can adjust it later.
How old are you?
Age is the single biggest factor in what a policy costs.
What's this coverage for?
It helps us narrow down the right kind of cover.
Choose as many as applyWhat is your gender?
Insurers price men and women differently, so this affects your quote.
Have you used tobacco or nicotine in the last 12 months?
Cigarettes, vapes, and cannabis all count. Answering honestly keeps your quote accurate.
Almost done. Who is this for?
Just so your quote has a name on it.
Last step: confirm your number
We'll text you a 6-digit code. It takes a few seconds and keeps bots out of the system.
Enter your verification code
One quick check that the number is real. Then you are done.
We texted a 6-digit code to your number.
Didn't get it?
Free · No obligation · Your details stay private
You're all set, there.
Your number is verified and your request is with a licensed Canadian advisor. They'll call you at your number. Keep your phone close by.
A licensed advisor calls you
A real person, licensed in your province. They'll confirm the few details you just gave us so the numbers they quote are actually right.
You see your options
Plain language, real figures, and straight answers. If something doesn't fit your budget, say so and they'll show you what does.
You decide, or you don't
If a plan makes sense you can usually apply on the same call, with no medical exam. If you'd rather think it over, that's a completely normal answer.
- Pick up even if the number looks unfamiliar. It's a licensed advisor, not an automated call, and most conversations run about ten minutes.
- Have a monthly figure in mind. Even a rough ceiling helps them fit a plan to your life instead of the other way around.
- Think about who you'd name as beneficiary. A spouse, a child, a sibling. You can always change it later.
- Bring your questions. How claims get paid, what's excluded, what happens if you miss a payment. Nothing is too small to ask.
When will the advisor call?
Usually within a few minutes during business hours. If you finished this in the evening or on a weekend, expect the call on the next business day.
What if I miss it?
They'll leave a message and try again. You can call or text back whenever suits you, and your information will be waiting.
Does this cost anything?
No. The quote and the advice are free, and you are never obligated to buy. If you do take out a policy, your only cost is the premium you agree to.
Will I need a medical exam?
Not for the products your advisor will show you. There are health questions to answer on the call, but no needles and no lab visit.
Who is Quickest Coverage?
Quickest Coverage is a lead referral service operated by JustRates Inc., a Canadian performance marketing company. We are not an insurance company or a broker, and we don't issue policies. We connect Canadians with licensed insurance brokers and advisors, and we are paid a referral fee when we do.
Your details go to the licensed advisor handling your request. We are paid a referral fee for the introduction, and we never add you to unrelated marketing.
Answer a few questions
Province, coverage, age, and a couple of health basics. About sixty seconds, no medical exam.
We verify it's you
One text message with a code. It keeps bots out, so only genuine enquiries get through.
A licensed advisor calls
They bring your options, answer your questions, and help you apply if you want to. No pressure either way.
Ordinary Canadians, finally sorting the thing that had been on the list for years.
Final expense is the bill nobody plans for, and everybody leaves behind.
The costs land within days
Funeral homes generally want payment up front. Without coverage that falls on whoever is closest, at the worst possible moment.
It protects what you meant to leave
Savings set aside for family have a way of being spent on the funeral instead. A policy keeps those two things separate.
Waiting only raises the price
Premiums are priced on your age and health today. Every year you put it off, the same coverage costs more.
No medical exam
A handful of health questions on the phone, and that's the underwriting. No labs, no needles, no waiting on results.